Due to Streamers and YouTubers, people are grossly overvaluing honing. Honing is nothing but your entry level for content, it gives a tiny amount of stats which helps but that’s it really.
At this point in the game, as long as you did your daily chaos, guardian and unas, even if you have sold materials for a few weeks before prices dropped you should still have easily made it into 1370, if at this point you’re below 1370 then just buy materials while they are 1/10th of the price then last week, guess what? Whales are not the only people who can buy materials to progress, you can also currency exchange for Una resources!
Your main roster progression after 1370 is to push to 1385 to unlock honing buffs for alts, this isn’t that important either unless you’re trying to push alts past 1340. Once you have hit 1370 it takes about 2-3 weeks to craft a full set of 1340 gear which basically gives you enough free honing levels to hit 1385 if you have the silver.
However note that this is only for ROSTER progression, if your want your main character progression then just ignore honing altogether past 1370, you have unlocked argos phase 1, pirate ship t3, night fox yoho, hard abyss, this is enough, Argos phase 2 and 3 as well as Velganos do not drop anything you cant get from Phase 1 or yoho, there is no reason to bother with pushing 1400IP currently except for the Argos Phase 3 challenge, you just get more rewards, not better then Phase 1, even 1385 is only for those who run T3 alts.
Your main character progression will start at T3, unless you have wasted your Pheons on useless shit you should have a few hundred by now, simply double equip your class engravings at epic which is enough to get +3 and buy a few acessories that give you +3 +0 -1 for your BiS engravings and roll a few stones till you get a 5-5 or a 6-5, this is enough to run 3/3/2 engravings, if you get lucky with a stone or get some +3 +2 acessories for super cheap this is your 3/3/3 engravings done and dusted, this is overkill for all the content in the game except Argos Phase 2/3
So you have your 3/3/3 engravings for about 10-15k gold, now what? Well, get your gems all up to lvl 5-6, these things give a tonne of % stats, for a very very cheap price, another 5k gold should be enough to buy 8 or so lvl 5 gems at this point if you have bad gems.
You also have runes and tripods, start getting your banked tripods all up to lvl 2-3, you can buy lvl 3 BiS tripods off the market for like 50 gold and 5 pheon, wack on some dust and you have a super cheap long term investment, once relic gear drops from Valtan then you will have access to +4 tripods, however +3 is perfectly fine. And as for runes, just check your BiS and then just grab your epic/legendary versions, blues and greens are just not that great.
So as long as you have done your dailies and had a bit of gold left over you should have an account with 3/3/3 engravings, full lvl 5 gems, full lvl 2-3 tripods and a scattering of runes, you basically made half a whale account for 20k gold which is enough till Valtan comes out, just slowly work on your accessories, see if you can snag a 3/3 for cheap, just take it slow, there not going anywhere (cheap is like 2k or less gold, use those market filters!)
If you sold materials you should have a good stockpile of gold, in total I myself made around 300k due to a lucky accessory drop, without it i still would have had about 80-100k to gear up.
If you have not sold materials then you should still be able to slowly gather up gold through things like chaos gates, adventure tome, rapport etc.
If you have not been doing your three basic core dailies, your chaos, guardian and unas then your just screwing yourself over, its not the devs fault if your stuck at the start of T3 if you dont collect your materials.
And no by this point, there isn’t a being stuck at 1360 due to bad rng, some people have 1370 ALTS by now, your dailies alone give enough materials even if you have your pity going to 100%, as said earlier, mat prices are so dead cheap that unless you wasted your gold on something useless you can easily hit 1370, leapstones are not 600 gold each anymore, there like 40.