Stuck in loading screen on various places

I’m getting stuck in loading screen everytime I go into any big cities, like Vern Castle and Kalaja, and both Sea of Gienah and Sea of Procyon and sometimes after I switch characters. After about 5-10 minutes I get an error message and the game closes.
I’ve been playing the game since It’s launch and I just been getting this problem recently. I already tried various fixes, like updating drives and verifying local files, but It didn’t work. The game is unplayable in this state, please someome help me.